Whether you’re embarking on a trip to a foreign country or staying within Canada but leaving your province of residence, we strongly advise purchasing travel insurance before your trip. Depending on the extent of coverage you wish to purchase, travel policies can protect you against incidents like trip cancellation or interruption, medical issues, and lost or stolen possessions.
Hospitals and clinics in some countries have been known to refuse to treat patients who become ill or who have had an accident and who do not have adequate travel health insurance or the money to pay their bills (which can easily run up thousands of dollars). Some countries, Cuba for example, actually require proof of valid insurance before entry is permitted. If you’re spending a couple thousand dollars to go away for a week, doesn’t it make sense to spend $30 to protect yourself?
Some employer health plans and credit cards come with travel insurance so be sure to check with your provider to see if you already have coverage and make sure you understand what is, and is not, included.
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